Credit Overdraft is a revolving Credit line that gives you the power of instant access to Cash through a Checque Book and Debit Card facility.

That's not all, interest is levied only on the limit utilised and it offers you the flexibility to repay back the same. Its time to bid goodbye to EMIs and high rates of interests

• No cash advance fee in cash withdrawals from Standard Chartered Bank ATMs.
• Use your Smart Credit debit card to withdraw cash up to your credit limit from any of the VISA ATMs.
• Four cash withdrawals free per month on Other Bank VISA ATMs.*

• Have the flexibility to repay only 5% of the outstanding every month and revolve the rest.
• No tying down to EMIs, no pre-payment charges

• You can withdraw cash or make payment using your Multicity Cheques across all Standard Chartered Bank branches.

• Make purchases using your Smart Credit debit card at merchant outlets across the globe.

• Call out phone banking numbers, for a wide range of services like pay order delivery, balance enquiry, etc.